I have been contemplating a course of behaviour that is not sitting well with me. I can pretend the situation does not exist and yet In The final analysis it is a real situation and it does exist.  Insurance fraud is a concern in our country and making false claims is against the law.  On the other side of the argument is the practices that exists with insurance companies, and their assessment processes.  As I converse with others it is evident that having a claim make it all the way through the claims process can be a nightmare.

There is often technical differences from the insurance company itself.  For example one man stated that he took out insurance on a new car and paid this extra cost for peace of mind.   Within 3 months some major things happened that led to a fault within the engine of the car.  He then contacted his insurance and they refused to help.  He expressed to me that insurance gave him false peace of mind, and yet he has discovered now that the insurance he took out had no value for that situation.  He expressed to me that he is currently going through the court system.   His final statement to me was, “If insurance companies like this one will not honor their commitment, how then can we have trust in their service”.

This is disheartening and may result in loss, as this man may not receive anything for his claim, and has lost confidence in insurance.  With the integrity of the insurance company pulled into question one must ask “how can I be expected to treat insurance companies with total loyalty and trust?”  The answer here is to read and be sure that you are covered before taking out the insurance.  Second, we need to read up on and be sure of any claim.  It takes time to do your homework, yet being informed can save you a lot of time and money.

Accountability is ultimately to yourself, and yet there are principles that if you follow them at all times, in your thoughts, attitudes, behaviours and habits, you will know that your own integrity is high.  Furthermore, others will notice and you will develop a character of trust and respect.  Personal integrity is of utmost importance because we have to live with ourselves, and the consequences of our choices.